Medical Bills in Car Wreck Settlements in Georgia
We believe that if you’ve been injured in a car wreck due to the negligence of another, the last thing you should have to worry about is how you’re going to pay your medical bills. At The Turner Firm, we work hard to make sure that you walk away with the best possible outcome for your case.
However, with medical bills come endless questions about payment and how to proceed. Your lawyer will guide you through the process, but as a general overview, there are several options you can choose from depending on your specific scenario.
Medical Costs of a Car Wreck
You might assume that the at-fault party’s insurance will cover the cost of your medical bills after a car wreck. In Georgia, however, often the other party’s car insurance will not pay your medical bills on an on-going basis. Instead, your own car insurance company will cover your medical bills up to its policy limit.
Once it hits the limit, then the company will potentially seek reimbursement from the at-fault party’s insurance. Once your auto insurance hits the max policy, it will then switch over to using your own health insurance until that policy hits the limit as well.
Medical Costs Without Insurance
If you do not have auto insurance, you will initially be limited in the amount of compensation you are able to receive. However, you can still pursue a personal injury case or an insurance claim against the at-fault party. Once you obtain financial compensation from the settlement, you can use it to cover your medical costs.
Medical Costs with an Uninsured At-Fault Driver
If the party that caused your car accident is uninsured, it is best to use your own insurance company’s uninsured motorist coverage. If you do not have this type of coverage, you should be able to use your own health insurance to initially cover the cost of your medical appointments. In a scenario like this, it is extremely important that you work with an attorney so you can make sure that you do not have to pay out of pocket for the damage that was done to you.
How We Can Help
We understand what a burden it can be dealing with the medical costs associated with a car wreck. Working with an experienced attorney can help ease your mind and ensure that you get the best possible outcome for your case. The Turner Firm has had numerous successful cases involving personal injury settlements and wants to help you get back on your feet. To discuss your options, call The Turner Firm today.